1. Platform Overview
Paydece is a decentralized, non-custodial protocol that enables peer-to-peer (P2P) interactions through public blockchain technology. Users interact directly with one another by leveraging smart contracts, including escrow contracts, without intermediaries. All transactions occur in a decentralized environment using self-custodial wallets, and the protocol does not store user funds or personal data.
Paydece does not provide financial services, does not intermediate, and does not execute or settle transactions on behalf of users. It simply offers open, decentralized tools for individuals to transact privately and voluntarily with one another.
Each user is solely responsible for ensuring compliance with applicable laws in their jurisdiction, and acknowledges that Paydece does not maintain a physical presence or hold legal authorization to offer USDT or related services in jurisdictions where a specific license is required.
2. Legal Jurisdiction
Access to certain digital assets, including but not limited to Tether (USDT), may be restricted in specific jurisdictions due to applicable local or regional regulations. Accordingly, Paydece does not promote, offer, or actively direct access to USDT to individuals located in jurisdictions where such activity may be considered regulated or prohibited.
Any access to USDT-related services available on the Platform shall be deemed to occur exclusively at the user’s own initiative, and shall not be interpreted as solicitation, recommendation, or inducement by Paydece. No advertising, promotion, or direct or indirect targeting is conducted by Paydece in relation to USDT or any other digital asset in jurisdictions with regulatory restrictions.
Paydece reserves the right to implement technical and operational measures, such as restricting access to specific assets or functionalities from certain geographic regions, in order to avoid any interpretation that its services are being actively offered in territories where such activities are restricted.
Each user is solely responsible for ensuring compliance with applicable laws in their jurisdiction, and acknowledges that Paydece does not maintain a physical presence or hold legal authorization to offer USDT or related services in jurisdictions where a specific license is required.
3. User Responsibility and Compliance
You are solely responsible for ensuring that your access to and use of the Platform complies with the laws and regulations applicable to you based on your jurisdiction. The availability of the Platform does not constitute an offer, solicitation, or invitation to use the Platform where such activity is prohibited or restricted by law.
4. Restrictions and Prohibited Use
You may not use the Platform if you are located in a jurisdiction where accessing or using decentralized technologies is prohibited by applicable law.
You must be at least 18 years old or the age of legal majority in your jurisdiction to use the Platform.
5. Third-Party Mentions and Content
Mentions, references, or promotions of Paydece by third parties, including but not limited to influencers, independent creators, news outlets, and users, are not endorsed or sponsored by Paydece and do not constitute official communications, offers, or advertisements by the Platform or its developers.
Paydece does not engage in targeted promotional campaigns in any specific jurisdiction and disclaims any responsibility for third-party content or representations.
6. No Financial Advice or Services
Nothing in the Platform constitutes or shall be construed as financial, investment, legal, or tax advice. Use of the Platform is entirely at your own risk.
Paydece does not offer or facilitate the buying or selling of fiat currencies, securities, or financial instruments. All transactions conducted through the Platform are peer-to-peer interactions between users who voluntarily choose to engage with one another. Paydece merely provides the open infrastructure and escrow contracts that enable these interactions, and does not itself execute, custody, or intermediate any transaction.
This distinction is critical: Paydece does not perform the exchange of fiat-to-crypto or crypto-to-fiat directly; rather, users coordinate those exchanges between themselves using the Platform’s decentralized tools.
7. Privacy and Data Handling
The Platform does not collect, store, or process personally identifiable information. All interactions are conducted through self-custodial digital wallets. Users retain full control over their data.
8. Disclaimer of Warranties
The Platform is provided on an “as is” and “as available” basis. Paydece makes no warranties or representations of any kind, express or implied, regarding the functionality, reliability, security, or availability of the Platform.
You use the Platform at your sole discretion and risk.
9. Limitation of Liability
To the fullest extent permitted by law, Paydece and its developers disclaim any liability for damages or losses arising from your use of, or inability to use, the Platform. This includes, but is not limited to, loss of funds, business interruption, reputational damage, or loss of data.
10. Modifications
Paydece may update or modify these Terms of Service at any time, without prior notice. Continued use of the Platform constitutes your acceptance of any changes to this Agreement.
11. Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the Republic of Argentina. Any disputes arising from or relating to this Agreement shall be subject to the exclusive jurisdiction of the ordinary courts of the City of Buenos Aires, Argentina.
12. Cross-Border Access and No Offer
The Platform is made available as a decentralized technological tool developed and maintained by an Argentinian entity. It is not directed toward or intended for use by any person or entity in any jurisdiction where the publication or availability of the Platform, or the use thereof, would be contrary to applicable law or regulation.
Accessing or using the Platform from outside Argentina does not constitute a solicitation, offer, or invitation to engage in any activity that is regulated in the user’s jurisdiction. Users who choose to access the Platform from other locations do so on their own initiative and are solely responsible for compliance with local laws.
13. No Establishment Outside Argentina
Paydece does not maintain any physical presence, place of business, or permanent establishment in any jurisdiction outside the Republic of Argentina.
14. No Personalized Services
Paydece does not provide personalized financial, legal, or investment guidance. All interactions with the Platform are self-directed and automated.
15. Risk Acknowledgement
You acknowledge that the use of blockchain-based technologies and decentralized protocols involves inherent risks, including but not limited to potential bugs in smart contracts, network congestion, gas fee volatility, irreversible transactions, and regulatory uncertainty. You accept full responsibility for these risks without reliance on any representation from Paydece, and you are solely responsible for ensuring compliance with applicable laws in your jurisdiction.
16. User Conduct and Transactional Responsibility
You are solely responsible for evaluating and assuming the risks associated with your peer-to-peer transactions conducted via the Platform, including fraud, misrepresentation, or operational mistakes. Paydece does not verify or guarantee the identity or conduct of any user.
You are strongly discouraged from using third-party payment accounts. Should you choose to do so, it is entirely at your own risk. Paydece does not support or mediate any issues arising from third-party payments.
You are expected to complete transactions and resolve disputes using the Platform’s native systems and communication tools. Coordinating or executing a transaction outside of the Platform’s escrow or messaging flow may result in increased risk and is strongly discouraged.
17. Dispute Resolution and Support
Users are encouraged to resolve any issues directly with their counterparty using the Platform’s chat functionality or the official community group. If no agreement is reached and a dispute is escalated, the disputed assets will remain in escrow until resolution.
A designated dispute team, initially composed of moderators and developers, will review the case and may intervene to mediate and facilitate a resolution. In the near future, Paydece may incorporate automated or AI-based tools to assist in this process.
The dispute team will aim to resolve matters within 48 hours. Users who fail to cooperate, act in bad faith, or repeatedly abuse the dispute system may face temporary or permanent suspension.
By using the Platform, users agree that, in the event of a dispute that requires intervention, the decision made by Paydece’s dispute team—whether to release or refund escrowed funds—shall be final and binding. Users waive any right to challenge or reverse the outcome through the Platform once a resolution is communicated, except as otherwise required by applicable law.
Paydece reserves the right to charge a dispute resolution fee in the future to discourage frivolous claims and ensure sustainable governance.
Paydece is not a party to user transactions and is under no legal obligation to resolve disputes. However, it reserves the right to intervene in select cases to maintain platform integrity.
